Discount Benefits offer a service at a pre-negotiated price with a participating service provider. Discount Benefits were first created to fill gaps in health insurance plans.
Having said that, here is why you should know about it and how it can affect you.
The healthcare landscape is rapidly changing. You need to pay close attention to things like co-pays, deductibles, and lifetime maximums and know how it can directly impact your family.
Discount Benefits are not insurance and therefore not regulated by the same rules. Remember, this is a cash payment at the time of service. With us, there are no annual or lifetime maximums, no waiting period till the benefits become effective and one card covers the immediate family.
Insurance: If you have family dental insurance you might be paying close to $50 a month in premium. Further, most plans have an annual maximum coverage limit, in addition to , a potential co-pay when you want to use the service. Not to mention a waiting period that you must satisfy before you can use your coverage to begin with.
Discount Benefits: Because it is not insurance, there are no co-pays or deductibles rather, one discounted price for the service.
Please feel free to reach out to us if you have any questions. We are here to help contact us.